You'll also get a free copy of your credit report -- check it and stay in touch with the credit bureaus till they correct any fraudulent expenses or accounts you find there. Bank card companies limit your legal responsibility on fraudulent purchases, and you can dispute false expenses. A financial savings account that has no checks issued and is not linked to any debit card might be a lot tougher for a thief to realize access to. If you retain a big amount of money in your essential checking account, then all that cash is susceptible if someone steals your debit card or writes checks in your identify. While you send mail, use secure, opaque envelopes so nobody can read account numbers or spot checks simply by holding them as much as the light. Only use ATMs in secure, nicely-lit places, and don't use the machine if somebody is standing too close or trying over your shoulder.
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