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You'll also get a free copy of your credit score report -- verify it and stay in touch with the credit score bureaus until they appropriate any fraudulent prices or accounts you discover there. Credit card firms limit your legal responsibility on fraudulent purchases, and you may dispute false costs. A financial savings account that has no checks issued and is not linked to any debit card can be a lot harder for a thief to gain entry to. If you keep a large amount of money in your essential checking account, then all that money is vulnerable if someone steals your debit card or writes checks in your title. If you send mail, use safe, opaque envelopes so no one can read account numbers or spot checks simply by holding them up to the sunshine. Only use ATMs in safe, nicely-lit places, and don't use the machine if somebody is standing too close or wanting over your shoulder.
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